Well, eye protection sure, but sunburn is a matter of atmospheric ozone and magnetic field... And yes, that's what my point was: The planet would have to be very close, but they couldn't be as lose as needed due to the red giant phase having obliterated any such planets. I'm not sure it would be that bright, sounds more like the nova itself or maybe the end-result red giant, but okay given that measure there might be planets that are habitable...for a little while at least. The habitable zone would migrate inward though, so to remain habitable a planet would also need to migrate inward. This could be done with an asteroid but it seems like eventually you'd have to get so close to the white dwarf (once it gets to a more "normal" age) that tidal forces might be a problem...
Having planets form out of what is essentially accretion disk material seems very doubtful, especially in such a window that such a planet could be habitable too. Accretion disks contain some of the hottest matter in the universe; imagine how long it would take for a planet made of that material to cool off! Plus, I suspect there would be too much Hydrogen and Helium involved to make a rocky planet without a thick H-He envelope... Not to say having much a planet is impossible, just extremely unlikely unless made by artificial means, but I mean, if you can build a planet these other problems are probably nothing to you, like a bug you can ust swat to get rid of and never see again.